Products

CercleThe house’s own app

Each client’s relationship and portfolio, in one place.

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The requestGabriel Armand is buying a house. He writes to his adviser, on the house’s channel.

Drawn scene, fictional example: no real client, no return announced.

What it does

  • Private messaging with your clients, on your server; each request keeps its status and the house’s answer.
  • Atlas, the PMS, is built in: each client’s relationship and portfolio are read in a single file. It is optional, and can also be provided on its own.
  • Clara prepares, your team decides; at set-up, the data sits on a machine that belongs to the house.

Who it is for

Wealth managers, family offices and private banks, for their portfolio managers, their advisers and their clients.

One place for the relationship, the documents and the team’s work.

Your advisers find their clients, their files and their tasks there. Your clients find their adviser.

  • TodayPriorities, clients to follow, financial news.
  • Clients & wealthwith AtlasThe record of the relationship, the wealth and the portfolio.
  • MessagesClients, the team and the assistants, on your channel.
  • DocumentsFiled by client record, found in a few words.
  • FamilyObjectives, projects and succession.
  • Tasks and routinesOnboarding, approvals, follow-up.
  • The house’s memoryWhat the house knows, opened according to each person’s rights.
  • Researchwith NoésisThe house’s research, one click from the file.

Atlas, the built-in PMS.The house view, applied to each client.

  • The file is already preparedPositions, performance, risk, documents and the gap to the mandate, gathered before the meeting. In the morning, an overview of all the manager’s portfolios.
  • The view becomes a proposalWhen the house revises its view, Atlas measures the gap in the portfolios and prepares one proposal per client.
  • The check comes before the clientEvery proposal goes through the suitability check again at each step towards the client. A missing or expired document stops it.
  • The manager decidesThey approve, edit or refuse. Atlas proposes and documents; the order goes through your usual channels.
The Atlas cockpit with the portfolios, the alerts and the proposals awaiting approval
Atlas demo screen: no real portfolio is connected to it.

Inside Cercle, Atlas is the “Clients & wealth” space: a single file for the relationship and the portfolio. It is optional: Cercle also works without it, and Atlas can be provided on its own.

With Noésis, they answer each other.From research to the client.

NoésisThe CIO decides.

The house view and its model allocations

Gaps to the mandate, with no name and no amount

Atlas, inside CercleThe manager approves.

Proposals per client, approved by the manager

Clients’ requests

The client, in CercleThey read and reply.
  • One client fileThe relationship, the wealth and the investments are read in one place.
  • One searchA name, a security, a date: it searches Cercle, the Atlas files and the Noésis portfolio reviews, according to each person’s rights.
  • One memoryWhat the house learns stays with it and serves the next file.

Gabriel Armand is buying a house. His portfolio must cover the interest and the repayments.Fictional example

  1. His adviser records the project and its figures.
  2. The house says what income it expects.
  3. The proposal is prepared, within the mandate rules.
  4. The manager approves; Gabriel reads the explanation.

Every client within reach.On a channel that is yours.

  • Private messaging, on your serverWritten messages between the client and their adviser can only be read by the two of them. Voice notes and attachments go through your server and are filed with the client record.
  • “My relationship”The client writes their priorities there; you agree on the follow-up and each side confirms it.
  • Requests that are followedEvery request keeps its status and the house’s answer, from the first message to its closing.
  • Your clients abroad tooFrom their phone or computer, with nothing to install: wherever they live, they write to you on your channel.

Request from Élise MorelFictional example

“Can you explain what the proposal changes for my portfolio?”

  1. ReceivedMonday, 09:12
  2. Taken on by CamilleMonday, 09:40
  3. The house’s answerTuesday, 11:05Your proposal, explained in one page
  4. Closedonce you agree

The whole family, in one place.From one generation to the next.

  • Everyone’s objectives, and the family’sA home to buy, a building to keep, a succession to prepare: every wish keeps its author, its date and its version.
  • Scenarios compared before the meetingWho keeps the property, what compensation, what financing: the options are costed side by side.
  • Each their own accessEvery adult in the family has their own and chooses what they share. Their accounts and messages stay theirs.
  • The relationship continuesWhen the children take over, the adviser finds the family’s intentions and decisions.

Morel familySuccession projectFictional example

Family home
CHF 1’800’000
Mortgage debt
CHF 400’000
  • Lucas wishes to keep the house.
  • Emma prefers compensation in cash.
Compensation for Emma, half of the net value
CHF 700’000
Funds available
CHF 150’000
Financing to arrange
CHF 550’000

Clara prepares the meeting: the costed scenarios and the questions still open.

On your premises.Under your control.

  • A machine of your ownAt set-up, the database, the files, the keys and the models sit on a machine that belongs to the house.
  • People decideClara prepares the answers and the meetings; nothing written goes to a client unless a person wanted it to.
  • One file per decisionSources, checks and approvals are timestamped. During a review, the reasons can be found.
  • Rights by roleThe adviser sees their files, compliance sees what it controls.
A machine of your own, on your premises.

Demo scenes, fictional examples: no real client appears in them. The house’s calendar and signature tool are connected at set-up; the scope is confirmed during scoping.

In the same category

NoésisAnalyse the markets, set the house view.