FreeMeotis Academy · Stay safe

AI helps fraudsters too. Here is how to stay safe.

Seven risks explained simply, 19 actions in three stages and a protocol against fake voices. For the whole team, not just IT.

In Switzerland

What the authorities see. Official figures.

CEO fraud reported, by half-yearSomeone poses as management or a partner and asks for an urgent transfer.
Show the table
PeriodReports
H1 2024285 (calculated from the published totals)
H2 2024434 (calculated from the published totals)
H1 2025605
H2 2025366
H1 2026258

Source: Federal Office for Cybersecurity, half-year reports 2024 to 2026. The drop in 2026 does not mean less risk: the Federal Office for Cybersecurity sees rarer but more polished attacks, using AI.

The risks

Seven risks. Explained simply.

  1. 1
    Data leaving unseen

    Someone pastes a contract or a client list into a free tool to save time. The data leaves the organisation.

    A factIn Switzerland, more than half of the people who use AI at work say they do so against internal rules. Netzwoche, KPMG study, May 2025

    What protectsA business tool under contract, a list of what you never paste, a one-page usage policy.

  2. 2
    Instructions hidden in an e-mail or a document

    AI cannot tell your instructions from the text it reads. An instruction hidden in an e-mail or a PDF can hijack it.

    A factIt is the number one risk in the OWASP 2025 ranking for AI applications. OWASP, Top 10 LLM 2025

    What protectsLimited rights for the assistant, and human approval before any action.

  3. 3
    Rigged agents and connectors

    An agent reads your e-mails, opens your files, sends messages. If its “plug” into a tool is rigged, it works for someone else.

    A factIn 2025, a fake e-mail connector quietly copied an attacker on every e-mail sent. The Register, September 2025

    What protectsA list of approved connectors, minimal rights, no autonomous agent on a computer that holds client data.

  4. 4
    Made-up answers, given with confidence

    AI sometimes invents a figure, a reference or a quote. The danger is not checking.

    A factIn 2025, a German court criticised a lawyer for citing fake rulings produced by a chatbot. beck-aktuell, September 2025

    What protectsEverything that goes out is checked by a person, and every figure has a verified source.

  5. 5
    Fake e-mails without a single mistake

    Fake e-mails quote your name, your job, a real project, in flawless language.

    A factThe Federal Office for Cybersecurity notes that fraudsters now use AI systematically for tailored messages. Federal Office for Cybersecurity, half-year report 2026/I

    What protectsExternal e-mails marked as such, wariness of urgency, two-factor authentication everywhere.

  6. 6
    A faked voice or video

    A call or a video call imitates the voice and face of the boss, a partner or the banker, to get an urgent transfer.

    A factIn January 2026, a company in the canton of Schwyz lost several million francs to a voice imitated by AI. Schwyz cantonal police, January 2026

    What protectsNever decide on a voice or an image: call back on a known number, and two signatures to pay.

  7. 7
    Stolen accounts and keys

    An AI account holds the history of your conversations. An access key lets someone use AI at your expense.

    A factIn 2025, more than a million keys linked to AI services leaked on public code repositories. GitGuardian, 2026 report

    What protectsTwo-factor authentication, a vault for keys, a spending cap, fast revocation.

The actions

19 actions. In three stages.

Tick what is done at your place. Your ticks stay in this browser, nothing is sent. 0 of 19

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To put up near accounting

A suspicious voice on the phone. The protocol.

CEO fraud with a fake voice, what is called a voice deepfake: someone imitates a manager’s voice on the phone, or by video, to get an urgent transfer. The defence fits in one rule: never pay on the strength of a voice; hang up and call back.

Before

  1. Two signatures for any payment or IBAN change, even for management.
  2. An up-to-date list of trusted numbers: management, bank, main suppliers.
  3. A check question agreed between managers and signatories.
  4. Fewer public details about the organisation and its direct contacts.

During the call

  1. Spot the signals: urgency, secrecy, a bypassed procedure, a new number, a new account, a foreign country.
  2. Do not trust the voice or the face, even if they seem right.
  3. Say: “I have to follow our procedure, I will call you back.” Then hang up.
  4. Call back on the trusted number, and have the second person approve.
  5. Install no software and give no code when a caller asks.

After a doubt

  1. Call the bank straight away to try to stop the transfer.
  2. Keep the evidence: numbers, messages, screenshots. Do not share the fake video again.
  3. File a complaint with the police and report the incident to the Federal Office for Cybersecurity.
  4. Warn colleagues: fraudsters often contact several people.
Your bankthe number on the back of your card or in your contractPolice117Federal Office for Cybersecurityreport.ncsc.admin.ch

Sources: Federal Office for Cybersecurity, Schwyz cantonal police, Swiss Crime Prevention. The check question is not an official Swiss recommendation: it is adapted from good business practice.

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